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SFAA serves as a thought leader and trusted advisor for the industry

The Surety & Fidelity Association of America (SFAA) is a nonprofit, nonpartisan trade association that represents all segments of the surety and fidelity industry. We promote the value of surety and fidelity bonding and its vital protections, through advocacy, outreach, promotion and education.

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Who We Are

Our association’s more than 450 member companies write 98 percent of surety and fidelity bonds in both the public and private sectors, including construction surety bonds, commercial surety bonds, and a variety of fidelity bonds. While the types of bonds are different, the overarching purpose remains the same – to provide financial protection to businesses, families, and consumers by guaranteeing contractual obligations are met through the securement of a bond. With these protections in place, businesses are able to grow and flourish, critical infrastructure developments are successfully carried through to completion, and companies are protected from wrongful acts of their employees – all of which positively support the economy.

Based in Washington, D.C., SFAA works to promote the value of surety and fidelity bonding by proactively advocating on behalf of our members and stakeholders they serve – both in state houses and on Capitol Hill. Government officials rely on SFAA as a source of accurate, data-driven information and insight on how proposed legislation or regulation will affect the surety and fidelity industry and the overall business community.

What We Do

Advocacy

SFAA advocates, monitors and reports to members on industry-related legislative, regulatory and judicial developments. Staff also presents SFAA’s position on issues to legislatures, agencies, courts, and trade associations and promotes the interests of members.

Education

SFAA provides industry-specific programs to promote the public understanding of, and confidence in, the surety and fidelity bonding industries and to support member training efforts.

Promotion

Promotion of the products of the surety and fidelity industry is at the foundation of all of SFAA’s member services. SFAA has served as the industry thought leader and trusted adviser for over a century, promoting surety and fidelity bonds as the most comprehensive risk management tool.

Expertise

Members can access staff for help on a wide range of matters from risk-type classifications and analysis of bond forms to development of a mentoring program and industry specific recruiting support.

Statistics

As a licensed statistical agent, SFAA collects statistical plan and financial statement data and satisfies members’ mandatory reporting requirements countrywide. SFAA also develops aggregate industry statistical reports available to its members.

Regulatory Services

SFAA develops and files countrywide surety and fidelity manual rules, loss costs and standard fidelity forms. Members may elect to provide SFAA with authorization to file on their behalf or may submit independent filings. Authorizations are filed on a by-state, by-company basis.

Fidelity Forms

SFAA develops and files standard fidelity forms and endorsements for policies, bonds and other forms for optional use by members. Current members are also free to utilize SFAA copyrighted material to develop and file independently.

Networking

Membership provides a valuable forum to discuss topics of common interest within the bounds of SFAA’s Antitrust Guidelines. All members are invited to participate on the SFAA Board’s advisory committees.

Technical Assistance and Program Support

SFAA responds to inquiries and provides assistance, where requested, to organizations and jurisdictions involved in establishing formal state and local programs of surety support for emerging contractors.

Link to: Surety Protects

Surety Protects

Learn how surety
bonds protect taxpayers,
save time,
reduce costs and
keep projects on track.

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U.S. Senate Unanimously Supports Surety Bonds and the Protections and Economic Value They Provide to Our Nation’s Critical Infrastructure Development

See Senators Capito, Carper and Van Hollen speak on the Senate floor about the importance of surety.

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The Surety & Fidelity Association of America Foundation Awards 15 Students With $5,000 Scholarship

SFAA Foundation announces 15 students selected as recipients of a $5,000 scholarship as part of the Surety and Fidelity Intern and Scholarship Program for 2022.

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News & Events

SFAA, NASBP and a Coalition of Partners Strongly Support Bill Providing Essential Protections on WIFIA Financed Projects

September 27, 2023
The Surety & Fidelity Association of America (SFAA), National Association of Surety Bond Producers (NASBP), and a coalition of industry partners commend Senator Mark Kelly (D-AZ) and Senator Kevin Cramer (R-ND) for the introduction of S.2928
https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png 0 0 Brian Muhlbach https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png Brian Muhlbach2023-09-27 14:43:372023-09-27 14:44:41SFAA, NASBP and a Coalition of Partners Strongly Support Bill Providing Essential Protections on WIFIA Financed Projects

SFAA Annual Meeting Highlights 2022 Accomplishments and Initiatives; Membership Elects Board

June 7, 2023
The Surety & Fidelity Association of America (SFAA), a nonprofit, nonpartisan trade association representing all segments of the surety and fidelity industry, held its annual meeting last week in Washington, D.C. with more than 185 members and guests attending.
https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png 0 0 Brian Muhlbach https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png Brian Muhlbach2023-06-07 16:11:272023-06-07 16:30:13SFAA Annual Meeting Highlights 2022 Accomplishments and Initiatives; Membership Elects Board

SFAA and NASBP Host Successful Legislative “Fly-In”

April 3, 2023
The Surety & Fidelity Association of America (SFAA) and the National Association of Surety Bond Producers (NASBP) hosted a Legislative Fly-In on March 30, 2023. The Fly-In enabled surety professionals from across the country to educate members of Congress and staff about the value of construction surety bonds and advocate for their legislative priorities.
https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png 0 0 Brian Muhlbach https://surety.org/wp-content/uploads/2021/07/SFAA-Logo-FullColor-RGB.png Brian Muhlbach2023-04-03 12:51:282023-08-02 17:41:17SFAA and NASBP Host Successful Legislative “Fly-In”
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